Smart Financing Moves

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Smart Financing Moves

Financing is just good business. Freeing up capital, making tax-deductible payments, leveraging deferred payment options, and increasing your sales volume are all solid reasons why more than 85% of businesses use leasing to help their company grow.

Choose the program that fits you best! The following are just a few of the options AFP offers businesses wanting to lease equipment.

*AFP is not a tax advisor. Please consult your accountant for tax advice specific to your needs.

OPERATING LEASE

This lease is structured so that you have the opportunity to return the equipment at the end of the lease, purchase it for fair market value, or continue to rent the equipment.

$1 OUT LEASE

This lease purchase allows you to purchase the equipment at the end of the lease term for $1.00. It allows you to gain equity in the equipment and, as with all of our options, there is minimal cost to get into the plan.

EFA

The Equipment Finance Agreement is a fixed-term obligation with equal monthly payments. Equipment is owned at the end; there is no buyout to worry about.

100% FINANCE PLAN

Finance 100% of any capital purchase, such as any type of new or used equipment, technology and software, including ‘soft’ fees such as delivery, installation, training, maintenance and taxes.

APP ONLY PLAN

AFP can offer application only financing without financial statements up to $500,000 based on credit strength and equipment.

MASTER LEASE

This plan allows you to get approved for financing up front and draw off those funds over time.

WORKING CAPITAL PLAN

AFP provides working capital solutions that can be used for various business needs such as expanding your business, remodeling your facility, handling emergencies/tax liabilities or purchasing inventory.

SEASONAL PAYMENT PLAN

This plan offers the flexibility of varied payment amounts and is perfect for you if your cash flow fluctuates throughout the year.

90-DAY DEFERRED

You can let your equipment start to earn a profit before you even make a payment! This plan allows you to use your equipment for up to 90 days without a payment.

QUARTERLY PAYMENT

Some businesses prefer to make fewer payments throughout the year. If monthly payments are not for you, ask us about this plan.

STEP UP/STEP DOWN

Your payments can start low and increase as profits do, or start higher and go down as the lease term progresses.

MEDICAL/PROFESSIONAL

Businesses in the medical and professional services fields can benefit from specific finance plans tailored to fit your needs. Contact us for details.

$0 DOWN

Ask us how you can get your equipment with nothing down!

6 x $99

In this plan, the first 6 payments are only $99.

FACTORING

Factoring is a business financing tool that allows a business to convert their outstanding invoices into cash helping to boost cash flow.

SBA LENDING

Let AFP help you start or expand your business with loans guaranteed by the Small Business Administration.