Credit Criteria


Start-Up Criteria

Must be established in directory assistance
Clean personal credit on all owners

Basic Credit Criteria

2 years or more time in business under current ownership
Clean CBR with a Fair Isaac score of 650 or above
Minimum of a low 4 bank with no NSF’s or OD’s
Clean major trades

Challenged Credit

AFP has many programs to provide financing to your customers with challenged credit.

If you would like to talk with us directly about your financing options, please call 888.237.3533 or email

Flexible finance terms, special equipment programs, marketing and sales assistance, market specific research, and other consulting services.