Category Archives: Credit tips

How to Improve your Credit Score

  Times are tough, no doubt about it. The following article gives some practical advice on how to keep your credit healthy.   Enjoy! How to Make or Break Your Credit Score by Zack O’Malley Greenburg   A few simple steps can put you on the path to creditworthiness — or...
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WHAT’S IN A NUMBER?

  Your credit scores is a statistical calculation used to determine personal credit-worthiness. Many of us wonder…how do they determine this number?  Who does it? And what does it REALLY mean in the larger spectrum?   Here you go!! The most common credit score is the FICO score. This acronym was...
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What is your credit score?

  Until recently, a credit score of 680 was something to be proud of. It meant you paid most of your bills on time and had a solid enough record to get a loan at the best rates. Not anymore. That 680 is a second-tier score these days. Now, borrowers...
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The Five C’s of Lending

  There are Five C’s of Credit that all business owners should know when they are ready to request financing for their business.  Those Five C’s are: Cash Flow Collateral Capital Character Conditions Every business owner should know where they stand on all Five C’s and use them to help...
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